About Us

For over 23 years, Robert Savage has built a solid reputation as cosnumer and SMB credit specialist. In 1999 the internet changed everything. Beginning that, year Robert focused on taking the legacy origination and credit decision processes and migrating them to an internet delivery model, alowing for real-time decisions and the ability for community banks, creidt unions, and SMB's to deliver on the needs of their customers faster and cheaper than ever before. Out of this came Decision Now, an ASP-based end-to-end origination and decision program utilizing a scoring and rules engine for optimum risk management.